EL CAJON VALLEY HOST LION’S NEWSLETTER
August 26, 2024, Members: 28 Guests: 1
Facebook: El Cajon Valley Host Lions Club
CALL TO ORDER:
President Keith MacArthur
Invocation: Prez Keith Pledge of Allegiance: 1st VP Ron Nevels
Patriotic Song: PP Rob Ransweiler Song: My Country Tis of Thee
HELEN KELLER QUOTE BY: PP Van Willsey
“It all comes to this: the simplest way to be happy is to do good.”
GUESTS: Mark Hanna (Carol)
GOOD TO SEE: PP Kiley Grunstad
COMMUNICATIONS/ANNOUNCEMENTS:
None
SEPT 12TH – ECVH LC Board Meeting 6 PM Elks Lodge Conference Room
SEPT 14th – ECVH LC Annual Picnic 12-noon PP Chris & Kathy Bramwell’s estate in Alpine
OCT 6th – ECVH LC Annual Pancake Breakfast 7 AM Elks Lodge
HAPPY BIRTHDAY TO YOU
Tom Normandie 8/15, Ron Nevels AND Paul Walters 8/19
GOOD CHEER:
IF you know of any members who are in distress, sick or in the hospital, PLEASE notify PP Yvonne so our good wishes can be conveyed to him/her. Paris4L6@cox.net 619/838-4262
AUGUST EXEMPT BADGE: Roger, Chris, Gary Sims, Yvonne
VICE PRESIDENT REPORTS:
1st VP Ron Nevels: _Pancake breakfast tickets have been ordered. $10 PP
2nd VP Bob Sanchez: No Report
3rd VP Penny Duane: No Report
MEMBERSHIP: Paul Walters: _MIA
PP Yvonne inducted Julie Sherman into our club. Congrats PP Chris on sponsoring another member. Special thanks to Dick Nasif for standing in for Chris in his absence.
LCIF: PP Yvonne Paris: Cabinet Meeting on Saturday, our DG Leo Williams and District LCIF Coordinator Jocelyn Ragonese, set out goals for clubs that each member donate $50 to Lions Clubs International Foundation.
HAPPY DOLLARS/FINES: TT _PP Wally Simmons
.Yvonne $5 – Happy to induct Newbie Julie today
.Warren $10 – his phone rang during the invocation, and he sold his Padres tickets to 4 members for the White Sox game.
.Paul T $5 – pumped about Padre Jackson Merrill
.Carl $49 – Tues 9/2 is his 49th Wedding Anniversary.
.Tom N $50 – Bob Acker gave him a float (for fishing?)
.Gary S $? – at a casino with Gail and won $1900 on a quarter machine
.Carol $10 – for Newbie Julie becoming a member
.Coleen $5 – Grandson’s 20th birthday and he’s starting a UCON
.Bob A $10 – Grandson started today at SMU
.Kiley $20 – Daughter just starting at SDSU and he will be a speaker today and for Julie
.Mike R $5 – Congrats to Julie and Thanks for all your help last year on the casino night event
PROGRAM:
| Kiley on the Investment Market | Bob S on Real Estate | Cat Zeman on the Mortgage Market |
Kiley: There will be a rate hike on Sept 18th, when the Fed meets. The market is grappling with inflation. He says 17% of the 25–30-year-olds are living at home and when they venture out on their own there will be more households created. 26% of at-home workers plan to continue working at home.
Bob S: The average market value of a San Diego home is $952,000 with limited inventory. The market is softening but it’s still a seller’s market. Heirs of Baby Boomers are utilizing their inheritances to put larger down payments on purchases. First-time homebuyers are apprehensive to purchase right now but as rates lower, more will enter the market. A new (Aug ’24) law directed at brokers commissions is creating a lot of issues with buyers as a seller is not now responsible for the buyers’ commission and this may take a lot of potential buyers out of the market altogether.
Cat: She is a broker only, not a direct lender and states there is no shortage of mortgage money. There is a lot of money available for non-qualifying buyers and non-conforming loans. The 30-year fixed-rate mortgage is still the most popular program.
UPCOMING PROGRAMS:
SEPT 9th – Jose Cruz CEO of San Diego Council on Literacy
SEPT 30th – Michael Hirman – Sons of the American Revolution
OCT 28th – Ed Waymire on being “The Grinch”
ATTENDANCE DRAWING: Gary Robinson $10
50/50 OPPORTUNITY DRAWING: Yvonne Paris $50
TODAY’S RIB TICKLER
Playing with a group of friends, one guy is reading the green to putt while the others are waiting. The guy reading the green asks one of the others “What do you see” (in reference to the break on the green). The person’s response “I see a 3 putt for a double bogey”
ATTENDANCE IS THE PRICE OF MEMBERSHIP
“WE SERVE”
2024-2025 Lions International President Fabrício Oliveira
“ Make Your Mark”